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20724 N Deer Bluffs Drive, Chillicothe, IL 61523.
Nestled on 1.10 scenic acres with breathtaking valley views, 20724 Deer Bluffs blends timeless style with modern updates in an unforgettable setting. This stunning ranch welcomes you with a grand entry, soaring vaulted ceilings, rich wood flooring, fresh designer paint, and a warm fireplaced great room filled with natural light. The beautifully remodeled kitchen features stylish finishes, abundant workspace, new appliances, and seamless flow into the dining and living spaces, creating the perfect environment for entertaining or relaxing evenings at home. The thoughtfully designed split-bedroom floor plan offers exceptional privacy, highlighted by a luxurious primary suite with a spa-inspired remodeled bath, walk-in closet, and serene bedroom retreat. The finished walkout daylight lower level expands the living space with a spacious family room, rec room, office, fourth bedroom, full bath, and oversized storage room with direct stair access to the garage. Step outside to enjoy spectacular sunsets from the maintenance-free composite deck, patio, and included hot tub, all surrounded by beautiful landscaping and incredible curb appeal. Major updates include a new roof, furnace, and air conditioner in 2023, complete kitchen remodel with new appliances in 2024, composite deck in 2022, and water heater in 2021. Home warranty, radon warranty, and pool table included.
MLS ID: PA1266572
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20724 N Deer Bluffs Drive, Chillicothe, IL 61523.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,900 | $399,900 | $399,900 |
| Down Payment | $79,980 | $13,997 | $99,975 |
| Monthly Mortgage Amount | $1,944 | $2,418 | $2,471 |
| Taxes | $557 | $557 | $557 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,618 | $3,268 | $3,145 |